As a REALTOR who works with many buyers in the Denver Metro area, a common question I get from buyers who have just gone under contract is “Can I have the lock box so I can take measurements,” or “Can I have the lock box so I can show my parents my new home?” The Division of Real Estate is very clear on this issue: Providing a perspective buyer unauthorized access to a property by themselves created numerous consumer harm issues; such as possible theft, property damage, injury, personal safety, and trespassing. Colorado Revised Statutes Section 12-61-113(1)(n), states “having demonstrated unworthiness or incompetency to act as a real estate broker by conducting business in such a manner as to endanger the interest of the public.” As a consequence, disciplinary action may be taken whether or not there is actual harm caused by allowing a buyer or other third party unaccompanied access without the listing broker’s authorization.” Keep in mind, this applies to inspectors and appraisers.
Bottom line: I would be more than happy to meet you, your inspector, or the appraiser at the property to allow access. Thank you for your understanding.
Celebrate Cider Days at Lakewood’s Heritage Center!
On October 6th and 7th, the City of Lakewood will host its 37th Annual Cider Days kicking off the fall season. This popular event offers a variety of family-oriented activities including barrel train rides, a mule-drawn wagon and a petting zoo. Families can enjoy live entertainment, shop the many exhibitor booths and taste a variety of food options. There will be educational exhibits, historic demonstrations, arts and crafts and commercial exhibitors.
Entertainment Schedule (both days):
- 10:30 a.m. Ed Aragoni (magician)
- 11:15 a.m. The Branders (Country music band)
- 1:15 p.m. Pie Eating Contest
- 1:45 p.m. Cowboy Craig & Family (trick roping)
- 2:30 p.m. Ed Aragoni (magician)
- 3:00 p.m. Top Hogs (trick pigs)
The Lakewood Heritage Center is located at 801 S. Yarrow St., Lakewood, CO 80226. For those of us that live in Belmar or O’Kane Park, the Heritage Center is just a very short walk. See you there!
For the past several months I was on the east coast caring for my ill mother so when I returned a few days ago, I was anxious to get to the mountains fo view the fall colors. My husband and I drove west of Denver on Highway 70 to Georgetown. Traffic was heavy and the visitor center’s parking lot was almost entirely full. Seems like many other people had the same idea.
From Georgetown we took the Guanella Pass road which quickly gained elevation as we headed towards Bierstadt Peak. Years ago, this road was unpaved and like a rough washboard. Clear Creek County has invested a lot of money in paving the road and adding rail guards to make the driving experience much more pleasant.
We didn’t have to travel far to encounter beautiful colors of the changing aspens. Jim drove so that I could hop out of the car and take a quick photo. We were not disappointed in the glorious fall colors on Guanella Pass.
Neighborhood Awash with Brilliant Colors
O’Kane Park is located just north of First Avenue between Teller Street to the west and Newland to the east in Lakewood, CO. Most of the homes just north of the park were built in the 1960’s – nice ranch style homes on spacious lots. Property owners take pride in their yards and this time of year, the landscaping is filled with blooming shrubs and plants. I took a walk a couple of days ago in order to get a closer view of my neighbor’s flowers.
Peonies were also putting on a great display with colors ranging from deep hot pink to pale pink and then pure
One of my neighbors used an old children’s wagon to host several different flowering plants, thus allowing him to move his display to different areas of his yard.
I recently blogged on ActiveRain about how Charitable Requests of the Elderly Exceed Harassment. After visiting my ill mother, my sisters and I determined that there were over 148 different organizations that were consistently soliciting contributions from her, even within two weeks of having been sent a small donation.
With such excessive junk mail, we have researched ways for people to eliminate much of the unwanted mail that they are receiving.
Eliminate Junk Mail
There are two resources I would like to recommend. The first is DMAchoice.org which allows you to register (for free) and you can indicate what type of solicitations you would like to eliminate. Those include credit offers, catalogs/magazines and all other types of requests for memberships or donations.
The second company is 41pounds.org . It has been determined that the average family receives 41 pounds of junk mail per year. This company charges a very small fee, but can assist you in removing your name from all of these mailing lists including those that are sold to other companies.
Our Elderly are especially vulnerable.
My mother is a good example how these organizations are trying to take advantage of someone who contributes to organizations and causes she supports and then they sell her name to hunders of others. Up until now, she has felt that she needed to respond to them all!
Please make note of these organizations that can help you and your family and friends eliminate this harrassment of our senior citizens and in some cases, all of us.
Sunrise at the Sand Dunes National Park outside Alamosa, CO, was incredibly
beautiful. The numerous times that I have visited the park, there have been
thousands of tourists climbing the dunes and hiking the trails. By traveling there
in late October and arriving at 6:30 in the morning, we found ourselves alone to
enjoy the expansive hills and valleys of white sand.
Park is Open Year-Round 24 hours a Day
The brisk cold and darkness didn’t deter us as we entered the Great Sand Dunes National Park. In fact, we were so early, no one was manning the entrance gate to the park. There was a simple sign that asked that we pay as we left. I didn’t realize the park is open 24 hours a day although there isn’t much to see in complete darkness. I imagine the night skies are magnificent and there is a campground within the park.
As we passed the well-designed Visitor’s Center heading to the closest parking lot where we could access the dunes, a family of deer ran across the road. We parked the car, gathered our cameras, tripods and other paraphanalia and trekked out on the sand. The light was very dim but we could still see so many tracks in the sand. I was disappointed at first thinking that people had been traipsing all over the dunes and that it would be difficult to get some good photographs….but upon closer look, the tracks were all animal…the four legged kind.
A Photographer’s Dream
As the light from the sun peaked over the mountains, the landscape changed by the seconds. This was a photographer’s dream – beautiful colors, shadows and shapes and no one else around as I composed by shot. A truly beautiful experience.
Working through financial jargon with a mortgage lender can be confusing, but you can make the process easier if you clarify queries up front. Real Estate ABC and About.com offer a few tips for talking to your lender and finding what home loan best fits your needs.
Don’t be afraid to ask the pros and cons of each type of loan possibility – fixed-rate loans are good if you are likely to have a lower interest rate and can pay it off quickly, while an adjustable rate mortgage will fluctuate during the term of the loan. And keep in mind that the total cost of a loan includes many fees, such as the appraisal, request for credit report, inspection reports and recording fees. Sometimes these fees are negotiable, so be sure to ask your lender if there’s room for more savings.
Ask about the lender’s relationship with the financial institution they represent. The closing process moves quickly, and it’s important to have a lender who feels comfortable getting in touch with the financial institution and making changes for his or her client as often as needed. When determining a closing date on the property, it’s best to work with a lender who can guarantee funding and turn-around of the loan paperwork to avoid delays.
The most important tip? Trust your gut when choosing a lender. If at any time you’re not comfortable with the answers given, or if the lender is vague or defensive, consider looking elsewhere.
If you are looking to buy in the Lakewood or metro-Denver area and would like the names of lenders I have worked with in the past, please do not hesitate to contact me.
The third annual Chili Harvest Arts Festival in Lakewood will feature food, music and art. Mark August 27 and 28 on your calendars so you don’t miss this wonderful event that celebrates traditional Spanish Colonial and contemporary art with music, entertainment and food in tribute to the harvest of the chile pepper.
Hosted by the city of Lakewood and the Chicano Humanities & Arts Council, this event will be held at the Lakewood Heritage Center, 801 S. Yarrow Street, from 10 a.m. to 5 p.m. Tickets are $5 for adults and $2 for children 3 to 12. You can easily walk from Belmar or take advantage of the ample free parking.
Yesterday, my husband and decided to take a hike with our dog, Jake, to one of the trails recommended in the book, “Best Hikes with Dogs Colorado” by A. Savage. We traveled Highway 70 west to Georgetown, then proceed up Guanella Pass to the trail leading to Silver Dollar Lake. I am glad we went early because we got the last space in the parking lot at the trailhead.
Our backpack was filled with water, a couple of apples and granola bars and raingear. As we hiked upwards towards the 12,000+ elevation, it quickly became apparent to me that I was going to be stopping frequently to photograph the numerous varieties of flowers. This year, we have had an abundance of snowfall and combined with the recent summer rains, the wildflowers were abundant. Botanists report over 100 species bloom along this trail.
As we traversed the south side of the narrow valley, we could see privately owned Lake Naylor at the bottom of the gulch.
Knowing that during the month of July there are several snowfields we would have to cross, I chose to take my pocket-sized Canon camera rather than my Nikon. I was really glad I did as it was very slippery and I lost my balance several times.
In addition to the following flowers, I identified elephant’s ear, shrubby cinquefoil, false solomonseal, American Bistort, sandwort, alpine buttercup, marshmarigold, bighead clover, fireweed, alpine aster, and yellow paintbrush.
The lovely Parry Primrose: